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US Dept of Ed vs. US Dept of ED/GSL/ATL

Details: Then I have four (4) entries for "US Dept of ED/GSL/ATL" for the same loans but with an address in Iowa City. These don't show up on TU, but show as closed negatives on the other two CRAs. THEN, there is a single US Dept of Education entry with the Greenville, TX addreess that reports as a positve closed defferment.

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Education Department will cancel student debt for

Details: Education Department will cancel student debt for more than 320,000 borrowers Very specific set of circumstances, via CNBC. The debt forgiveness, which will go to borrowers with a total and permanent disability, will be automatically granted using data …

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AES/PHEAA, US Dept of Education and a private coll

Details: AMERICAN EDUCATION SERVICE/PHEAA - Not really sure what this is. It says opened 10/2012, started reporting in 01/2013, has reported as collections for the past 4 months. $3075 due as of 04/2013. It says the original creditor is PHEAA and also shows a recent payment of $150.

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Student Loans Transferred

Details: Re: Student Loans Transferred - Multiple Closed Accounts. I just counted - it's 15 accounts. Date closed is 11/2001. Why they still report is beyond me. STARTING: 11/24/10 EQ-584 EXP-648 TU04-595. CLOSED FIRST HOME 8/19/11 EQ-630 EXP-691 TU04-653.

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CONFIRMED!! FHA loan with defaulted student loan

Details: Re: CONFIRMED!! FHA loan with defaulted student loan in rehab! No. Either pick Consolidation or pick loan rehabilitation. If you're trying to get an Fha loan and you've been reported to the CAIVRS database, you want to consolidate to get off that database fast. If you do the loan rehab, you have to pay for 9 months then you'll be removed.

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How long to clear CAIVRS

Details: Re: How long to clear CAIVRS. I got my answer! For anyone else too, if you pay your student loan off, call and ask for a supervisor with the department of education. They will verify your payment cleared then have you removed off CAIVRS right away. If I had known this weeks ago, I would already be in my new home. Thanks! Message 3 of 4. 3 Kudos.

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Late Navient Payments

Details: I would talk with both the Dept of Education and your loan servicer to see if anything can be done. Contact is best by phone I've found, speaking with a supervisor/ account specialist. Income-driven repayment (IDR) plans like Income-based repayment (IBR) or …

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Klarna approved $700

Details: Klarna approved $700. Been working on Experian at a 604 score as of today with 3 collections still open. Was on overstock looking at something and couldn't get comenity shopping card thing to hit. Saw klarna option and figured for a $180 purchase over 6 …

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SUCCESSFUL REMOVAL OF AES LATE PAYMENTS!

Details: After numerous calls to AES (reps and supervisors), I found out that as of November 2014, they have changed their policy to remove late payments when a back dated forbearance or deferment was granted and covers the dates of the late payments. However, anyone who had late payments prior to November 2014 would not benefit from the new policy.

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Auto Loan Approvals!

Details: ANNUAL INCOME: 120k. DEBT TO INCOME RATIO: ~20%. MISCELLANEOUS COMMENTARY: NFCU has been inordinately generous with my account. Joined SEP 21, opening savings and Flagship Checking, approved for the Flagship Rewards two weeks later (as my first card with them), and then applied for this loan three weeks later.

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Who reports as Usd/Glelsi

Details: The $6,500 to "Usd/GLELSI" which is Great Lakes Educational Loan Services is a real account of mine too. However, they're reporting to equifax, but I'm haven't received any mail from them regarding repayment. Haha. At least the mess is getting a little less cluttered. 08-08-2010 11:52 AM. 08-08-2010 11:52 AM.

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Chase Freedom 5% categories Oct-Dec: Walmart and P

Details: Fico 8 Scores. Experian 756. Equifax 756. TransUnion 781. Goal score: 825+. Cash Back , Sign Up Bonuses and Gift cards earned as of 10/15/21- $2249.44 (only shows redeemed cashback and subs) Next cards I will apply for and maybe.

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Credit Scoring 101

Details: Welcome to the FICO Forums! We are glad you are here! Please check our new credit scoring thread The Son Of Credit Scoring 101 These are the three major credit bureaus (aka credit reporting agencies): Equifax (EQ), Experian (EX), and TransUnion (TU). You’ll need to …

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Offer from Citi: Citi Simplicity PC to Citi Custo

Details: Seen lots of posts about Product Change current cards, and Citi saying no. I logged in Citi site to pay my DC ( DC limit $17000 & Simplity limit $17300). I received a popup to change Simplicity to Custom Cash, just accept offer, which i did, card coming in 7 days, same card number, APR- 13.49%, and limit of $17300.

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Transworld System INC will not accept pay for dele

Details: Transworld System INC will not accept pay for deletion. I have an old utility bill (PEPCO) $501.00 that went to Transworld System INC collection about a year ago. They reported the debt to all 3 credit bureaus. I sent a letter and called them to do a FULL pay for deletion. Transworld System refused after speaking to a supervisor.

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Is Credit One moving in the right direction

Details: The Credit One Wander card carries a $95 annual fee and earns: 5X points on eligible recreational & amusement park purchases (including national parks & sporting events) Additionally, if you buy a National Park pass in the first year of cardmembership, you get an $80 credit.

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User Guidelines & General Information

Details: myFICO® Forums User Guidelines. by Barry on ‎12-17-2012 04:08 PM. 0 Replies 130597 Views. 0 Replies. 130597 Views.

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Sam's Club SYNCB upgrade to MC World Elite questio

Details: I hope this is in the right section but I have a question on this upgrade offer. Interestingly I never received any emails. Just saw a new account showping up online, called and told there was an offer to upgrade, and then a day later the actual card showed up in the mail and I have until end of No

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Insulted by Capital One w/ Mail Offer

Details: Re: Insulted by Capital One w/ Mail Offer. One could argue earning rewards as soon as the purchase clears and being able to redeem them at ANY amount is light years ahead of banks like AMEX, Citi and US Bank to name a few with their redemption rules. 1000% THIS. 10-23-2021 05:01 PM.

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New US Bank Cash+ and Altitude Go Secured CCs

Details: Re: New US Bank Cash+ and Altitude Go Secured CCs. Just got the new card in today. From when I first applied to getting the card took about 2 weeks, not bad. Rewards you get to choose 2 5% and 1 2% and 1% everything else. Just got into the rewards portal today and posted the image here of all the categories. The card for cash+ is not metal, but

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Capital One Platinum Secured deposit

Details: Capital One Platinum Secured deposit. I have a Capital One Platinum Secured card that I opened years ago when I was re-building. At the time I wanted to be able to spend and not have every small purchase mess up my UTIL, so I put down a deposit of $2,000. Since I've had the card (about 6 years) I have never missed any payments.

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FICO Scoring and Other Credit Topics

Details: Understanding FICO® Scoring. The FICO Score is the credit score used by 90% of top lenders, so it’s an important part of your credit picture. Here’s your place to ask all of your FICO Score questions, get support on reaching your score goals and help others! Latest Topic - SCORE Jumps 50 Points After Eq BK7 Automatic EE!

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myFICO® Forums Technical Help

Details: Deleting MyFico account. by Anonymous on ‎03-04-2021 06:01 PM Latest post on ‎05-23-2021 11:34 AM by UncleB. 3 Replies 849 Views. 3 Replies.

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Chase Freedom Flex top spend category

Details: Re: Chase Freedom Flex top spend category. @Aim_High wrote: @Carmy03 wrote: I hope this becomes something they continue, but ugh at all the trouble I went through for the last 3 months to obtain the custom cash. +1 That's kind of what I was talking about too, @Carmy03 (except I didn't get Citi Custom Cash.) You're kind of like me in not wanting

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Credit Card Approvals

Details: 1747. Next. ». †Advertiser Disclosure: The credit card offers that appear on the website are from credit card companies which myFICO receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). The site does not include all credit card companies or

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Relationships and Money

Details: Welcome to the Relationships and Money board. by Barry on ‎02-14-2011 06:01 AM. 0 Replies 12244 Views.

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Capital One QS1 $1,000 (SL) Dissapointment

Details: Re: Capital One QS1 $1,000 (SL) Dissapointment. You're focusing too much on your scores. While 720+ scores are great, it's the credit file as a whole that matters more to lenders. In your case, with only one revolver that's only 8 months old, you …

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Personal Finance

Details: Amex Pre-approved Personal Loan $25k @ 6.9% - No H by brk1971 on ‎09-17-2021 08:30 AM Latest post on ‎09-23-2021 09:55 AM by SoCalGardener. 9 Replies 772 Views.

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Apple Card Credit Increase question

Details: Re: Apple Card CLI question. I got the same resonse. When I went back to my acount after the chat the increase was already there. The email showed about 30mins later. I will say I've put about $3K on it in the 4 months I've had it, and hit that pay slider as often as I could as soon as the charges posted. I suspect that was the trigger for the

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FYI Alliant Platinum Rewards Discontinued

Details: FYI Alliant Platinum Rewards Discontinued. I am unsure if anyone has posted about this, but Alliant has discontinued the Platinum Rewards Visa, which is the 2% cash back, no annual fee card that I have from them. I discovered this today when I logged in to request a CLI online. I guess this card has not been profitable for them, because the

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American heritage credit union membership requirem

Details: American heritage credit union membership requirements - 6430410. Auto-suggest helps you quickly narrow down your search results by suggesting possible matches as you type.

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Credit card path

Details: Credit card path - which roadmap do you suggest? I have over the past few months been repairing/rebuilding credit and as part of that process I have been upgrading my credit card profile. I started with a secured card and a cap1 Quicksilver card. I have closed out the secured card, it was a 500 CL card with an AF so I did not want to keep it.

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DoubleCash to Custom Cash

Details: @Taurus22 wrote:. UPDATE: So, today I became impatient and decided to call Citi to finish my double conversion. I had absolutely zero issue having the Diamond Preferred converted to the Custom Cash.the call took all of about 7 minutes, 3 minutes of that being the CSR reading the disclosure information.

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Long overdue CLI

Details: Long overdue CLI - 6429604. Auto-suggest helps you quickly narrow down your search results by suggesting possible matches as you type.

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Citi Custom Cash at Walmart

Details: Citi Custom Cash at Walmart? This card is an interesting one. According to the commericals, I'd be able to use it exclusively at one place (i.e. Walmart) and get 5% back every time. Before I apply, I just want to make sure someone else has tried this and it was successful. I've had bad luck with MCC codes in the past with different credit card

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Outdated CLI and Approvals & Updated Signature

Details: Update 3: Citi® Double Cash Card CLI from $7.75K to $12.75k. Update 4: U.S. Bank Cash 365™ AMEX CLI from $8.2K to $12.2k. Update 5: U.S. Bank Cash® Visa Signature® CLI from $15k to $20k. Update 6: PenFed Platinum Rewards Visa Signature® card: $7.5K - SL (This was done on 10/25/21) Update 7: American Express® Blue Cash Everyday® Card: 1K

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Navy Federal Cash Rewards approval

Details: FNBO - $1,000 (lowered from $6,800 for no use) Commerce Bank - $2,000. Meijer MasterCard - $2,000. Walmart Mastercard - $2,000. PenFed Gold Visa - $9,000. Navy Federal Cash Rewards - $2,500. Equifax - 776. Experian - 756.

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Capital One now offering the Quicksilver cards as

Details: Capital One now offering the Quicksilver cards as secured cards. I don't know how long this has been going on but Cap One is now offering the Quicksilver and the QuicksilverOne as secured card. They appear to mirror the unsecured ones with the 1.5% cashback however the Quicksilver seems to have a $200 minimun deposit. Labels: Other. Rewards cards.

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Chase and their Amazon Visa

Details: Re: Chase and their Amazon Visa. You can always call into to credit department, and recon it. You can find it in the sticky under the backdoor numbers. Just explain the situation, and ask them to please reconsider it, and even offer for a lower starting limit to rebuild your history with them again. Sometimes it works, sometimes it doesn't, but

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Quicksilver One PC to Venture One

Details: Looking for some advice, thoughts or guidance. Checked the product upgrade page, and have an offer to upgrade my QS1 to a V1. QS1 currently has a 3k limit. Got approved for it after 6 months with my secured platinum. So heres what Im thinking; Is …

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Credit One Platinum Approval

Details: Capital One - $11,000. PenFed PCR - $1,500. Open Sky (secured) - $1,300. Credit One - $500. Self Loan (1-year rebuilder loan) - completed. Credit Strong (2-year rebuilder loan) - active. As an UA, 8 account with $70K credit line. Congrats on the approval! I'm not sure how long you've had the PCR, but if it's been longer than 6 months I would

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PayPal Credit CLI

Details: PayPal Credit CLI. I've had a PayPal Credit account for about 5 years. It started with a $1,000 limit, and I received a couple of small auto CLIs over the years. The account has been stagnant at $1,250 for the last two years or so, which isn't a huge deal because I don't use it often. Today, I locked all my credit reports and requested a new

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Joined the PPMC CLI train

Details: Logged in tonight and saw multiple people saying they got an online CLI on their PPMC beyond the previous $10k cap so I figured I'd join the train. Requested $20k and approved! This card started at $8k and I got it to $10k within the first 5-6 months, so I …

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